1. Loan Application Checklist

    In general, the documentation you will need includes:

    Property Information (if you already have a contract on a house)
    Purchase Agreement.
    If you are selling your current home, copy of listing contract.
    If you have sold your current home, copy of settlement statement (HUD-1).

    Income & Assets
    Pay stubs for the last 30 days.
      For the past two years:
     

    		W-2s
     Federal Tax returns all schedules.  State is not needed. 
    Statements for each bank, mutual fund, and/or investment account for the last two months.
      If you have made any large deposits to your accounts:
     

    		Explanation and source for deposit.

    		If large deposit was a gift:
     

    		Signed gift letter (lender can supply).

    		Copy of gift check.

    		Copy of deposit receipt.
      If you own a business:
     

    		Corporate or partnership tax returns.
      If self-employed:
     

    		Tax returns for the last two years (with schedules).

    		Year-to-Date Profit and Loss Statement prepared by an accountant.
      If you own rental property:
     

    		Tax returns for the last two years and current rental agreements.
      If you are retired:
     

    		Pension Award Letter.
      If you receive Social Security:
     

    		Social Security Award Letter (Current year).
      If you are counting child support as income:
     

    		Copy of divorce settlement.

    Debts
    Explanation of credit report anomalies, including:
     

    		Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

    		Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

    VA Loans
    Copy of DD Form 214.

    Miscellaneous
    Photo ID and copy of Social Security card.
    Residence addresses for the past two years.
    If applicable, a copy of your divorce decree.
    If you are not a citizen, a copy of the front and back of your green card.

     

     

     

     

     

     

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question
By checking the box, you agree that Integrity Mortgage and Financial Services Inc may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.. Message/data rates may apply.

Integrity Mortgage and Financial Services Inc

3205 Cascade Dr Ste B
Valparaiso, IN 46383-9142
Equal Housing LenderEqual Housing Opportunity

Company NMLS #134378

Portions Copyright © 2024 Pipeline ROI, LLC
Another website by Pipeline ROI